Thank you for choosing FBARFiling. We prioritize legal compliance and the responsible handling of your personal information, but we also reserve rights and limit our liability to the fullest extent permissible under applicable law. This Privacy Policy (Policy) explains how we collect, use, disclose, protect, and otherwise process your information when you use our website and related services (collectively, the Services).
By accessing or using our Services in any manner, you (user, you, or your) acknowledge and accept the practices described in this Policy and our right to enforce them. IF YOU DISAGREE WITH ANY PART OF THIS POLICY, YOU MUST IMMEDIATELY CEASE USING OUR SERVICES.
- SCOPE AND USER RESPONSIBILITY
1.1 Applicability
This Policy applies to all data collected from or about individuals who interact with FBARFiling, including website visitors, prospective clients, and customers utilizing our Foreign Bank Account Report (FBAR) filing services.
1.2 Use at Your Own Risk
By using our Services, you assume all risks related to the transfer and processing of your personal data. While we employ recognized security measures, we do not guarantee absolute protection against unauthorized access or misuse.
1.3 No Waiver of Mandatory Laws
Nothing in this Policy shall limit your statutory rights under applicable law or our obligations where such laws explicitly apply (for example, GDPR in the EEA or CCPA in California). All disclaimers and limitations described herein operate only to the maximum extent permissible by law.
- INFORMATION WE COLLECT
We collect various categories of information solely at our discretion and as allowed by law, including:
2.1 Personal Information
Name, Email Address, Phone Number, and Mailing Address
Date of Birth, Social Security Number (SSN), Tax Identification Number (TIN), or other official identifiers (only when necessary or legally required for FBAR submissions)
Any Other Data mandated by regulatory requirements or deemed relevant by us for fulfilling Services or legal obligations
By submitting such data, you warrant that it is accurate, current, and complete. You are fully responsible for any consequences arising from inaccurate or incomplete disclosures.
2.2 Payment Information
If you use paid features of our Services, we may (directly or through PCI DSS-compliant payment processors) collect:
Credit or Debit Card Details, Bank Account Information, or Other Payment Credentials
Billing Addresses and Other Transaction-Related Data
For your protection and ours, we typically do not store full credit or debit card numbers on our servers, but we reserve the right to retain any necessary data to comply with business, legal, or accounting requirements. You assume liability for ensuring that the payment details you provide are legally authorized and not fraudulent.
2.3 Usage Data
We automatically or selectively gather data relating to your interactions with our Services, such as:
IP Address, Browser or Device Details, Operating System, Time Stamps, Pages Viewed
Referring or Exit Pages, Clickstream Data, and Approximate Geolocation (if enabled by your device)
We reserve the right to combine usage data with other personal information for lawful purposes, including compliance and business analytics.
2.4 Cookies and Similar Technologies
We employ cookies, pixel tags, and other tracking methods (Cookies) to:
Streamline your user experience
Analyze site traffic and usage patterns
Personalize content and possibly tailor marketing (where permitted by law)
Enforce security measures
You may refuse certain Cookies in your browser settings, but doing so may restrict functionality and Service features. We assume no liability for any reduced performance or disruption resulting from your decision to block Cookies.
- HOW WE USE YOUR INFORMATION
We utilize the collected data for our benefit and the provision of Services, including but not limited to:
FBAR Filing Facilitation: Preparing and submitting necessary documents to government agencies
Service Optimization: Monitoring, analyzing, and improving our platform’s performance, user interface, and security
Customer Communications: Responding to inquiries, providing filing confirmations, sending administrative messages such as changes to terms or policy
Marketing and Promotions: Sending promotional materials with your consent if required by law; you can opt out, but we may still send administrative notices
Legal Compliance: Fulfilling obligations under applicable statutes, regulations, or court orders, as well as maintaining business records
Fraud and Security Monitoring: Detecting and mitigating potential security threats or illegal activities
We reserve the right to engage in any additional data processing compatible with these purposes or required by law, without further notice, where legally permissible.
- DATA SHARING AND DISCLOSURE
We share data strictly at our discretion for the following purposes:
4.1 Service Providers and Contractors
We may disclose personal data to trusted third parties who help us operate, maintain, or protect our Services (Service Providers). They may include:
Payment Processors and Financial Institutions
Cloud Hosting Providers, IT Support, and Security Consultants
Analytics or Marketing Tools Providers
Professional Advisors (for example, attorneys, accountants)
All Service Providers must adhere to confidentiality obligations and use your data only as directed by us. We disclaim liability for their actions beyond our reasonable control, though we endeavor to select reputable vendors.
4.2 Governmental and Regulatory Entities
We will share data with authorities when:
Mandated by law, subpoena, legal process, or regulatory requirement
Necessary to file FBAR or comply with other regulatory obligations
4.3 Business Transfers
If FBARFiling merges, acquires, or sells assets, or engages in any corporate restructuring, user data may be disclosed or transferred to the new controlling entity under standard due diligence processes. You acknowledge and agree that such transfers may occur and that the acquiring entity may continue to use your data per this Policy (or as modified by the acquiring entity, subject to applicable law).
4.4 Protection of Our Rights
We reserve the right to disclose user data to:
Protect our rights, safety, or property and that of our employees, affiliates, users, or the public
Enforce our Terms of Service, Privacy Policy, or other agreements
Investigate or defend against legal claims or allegations
4.5 With Your Consent
We may share data with additional parties or for additional purposes if you expressly consent in writing or through an electronic opt-in.
No Sale of Personal Information: We do not sell your personal information to third parties for direct marketing or other independent commercial purposes, unless permitted by law or with your explicit consent.
- DATA RETENTION
We retain personal data at our sole discretion for as long as needed to fulfill the purposes for which it was collected or to satisfy legal, accounting, or operational requirements. Specifically:
FBAR Filing Data: Kept for the legally mandated retention period and may extend longer if we deem it necessary for potential disputes or audits
Payment Data: Retained only as long as required for transaction processing, dispute resolution, or compliance with financial and tax regulations
Usage Data: Stored and analyzed for internal purposes and may be anonymized or deleted once we deem it no longer necessary
Deletion is performed on schedules and using methods we determine to be commercially reasonable. We are not liable for retaining data to the extent required by law or our legitimate interests.
- SECURITY MEASURES AND LIABILITY LIMITATIONS
6.1 Security Protocols
We implement widely recognized industry standards (for example, SSL or TLS encryption, firewalls, access restrictions) to safeguard data. However, you acknowledge:
No method of data transmission or storage is entirely immune to breaches
We do not guarantee or warrant uninterrupted security or complete invulnerability
6.2 Your Responsibilities
You are responsible for:
Maintaining secure passwords and access credentials
Protecting devices and network connections from unauthorized access
6.3 Limitation of Liability
TO THE MAXIMUM EXTENT PERMITTED BY APPLICABLE LAW, WE SHALL NOT BE LIABLE FOR ANY DIRECT, INDIRECT, INCIDENTAL, SPECIAL, OR CONSEQUENTIAL DAMAGES ARISING OUT OF OR IN CONNECTION WITH A BREACH OF DATA OR UNAUTHORIZED ACCESS, EVEN IF FORESEEABLE.
- YOUR RIGHTS AND CHOICES
Depending on your jurisdiction, you may exercise certain statutory rights (for example, under the GDPR or CCPA). Where such laws apply, you may have the right to:
Access: Receive a copy of your personal information
Rectify: Request corrections of inaccuracies or omissions
Delete: Request erasure of certain data, subject to legal obligations
Object or Restrict: Limit our processing of your data in certain circumstances
Portability: Obtain your data in a machine-readable format
7.1 How to Exercise Your Rights
Submit requests by emailing contact@fbarfiling.com. We may require additional verification of your identity or ownership of the data in question. We also reserve the right to:
Charge a reasonable fee or deny requests deemed excessive, repetitive, or manifestly unfounded under applicable law
Retain certain data even after a deletion request if we determine it is legally permissible or required (for example, for compliance or litigation)
7.2 Opt-Out of Marketing
Where required by law, we will obtain consent before sending promotional materials. You may opt out at any time by:
Using the unsubscribe link in our emails
Sending an email request to contact@fbarfiling.com
Transactional or administrative messages may still be sent if they relate to your ongoing use of the Services (for example, FBAR confirmations).
- INTERNATIONAL DATA TRANSFERS
Your personal data may be transferred to and processed on servers located outside your home country, including in jurisdictions with less stringent data protection laws. By using our Services, you acknowledge and consent to such cross-border data transfers and agree that we may use Standard Contractual Clauses or other lawful mechanisms to protect your data, at our discretion.
- CHILDREN’S PRIVACY
Our Services are not intended for individuals under 18. We do not knowingly collect personal information from minors. If we discover that a minor has submitted personal data, we will undertake reasonable efforts to delete it promptly. Please report unauthorized minor submissions to contact@fbarfiling.com.
- COOKIES AND TRACKING PREFERENCES
We utilize different categories of Cookies to enhance site functionality:
Essential Cookies: Required for core operations; disabling them may limit basic features
Analytics Cookies: Track usage patterns for business improvements
Personalization Cookies: Customize content, possibly including location-based or historical usage data
Third-Party Cookies: May be placed by service providers or affiliates
We do not guarantee that all third-party tracking or data collection will cease if you disable Cookies. We disclaim responsibility for any third-party platforms or their handling of Cookies.
- POLICY UPDATES
We reserve the right to modify or update this Policy at any time, with or without notice, except where local law requires otherwise. Material changes will be noted by updating the Last Updated date at the top of this page. Your continued use of our Services after any update constitutes your acceptance of the revised Policy.
- DATA BREACH NOTIFICATION
In the event of a data breach that poses a risk to your rights or personal information, we will:
Investigate and attempt to contain the breach
Notify you and any relevant authorities as required by law, though we reserve the right to determine the necessary scope and timing of such notices
Limit further unauthorized disclosure to the best of our ability
We are not liable for any damages resulting from a breach that is not due to our willful misconduct or gross negligence.
- THIRD-PARTY LINKS AND SERVICES
Our website or communications may contain links to third-party sites. We do not endorse or assume responsibility for any third-party content or practices. You access these links at your own risk, and we advise reviewing those sites’ privacy policies.
- ADDITIONAL LEGAL DISCLOSURES
14.1 Disclaimer of Warranties
We provide our Services AS IS and make no specific warranties regarding data privacy or security other than what is legally mandated. We disclaim all other warranties, express or implied, to the fullest extent allowed by law.
14.2 Indemnification
You agree to indemnify, defend, and hold harmless FBARFiling, its affiliates, officers, employees, and agents from and against any claims, damages, or liabilities (including reasonable attorneys’ fees) arising from your misuse of our Services, your violation of this Policy, or your infringement of any third-party rights.
14.3 Governing Law and Dispute Resolution
Any disputes relating to this Policy or your use of our Services shall be governed by the laws of the jurisdiction in which FBARFiling is headquartered, without regard to conflict-of-laws principles. All legal actions shall be filed exclusively in the competent courts of that jurisdiction, unless otherwise required by applicable law.
- CONTACT US
Should you have any questions, concerns, or requests regarding this Policy or our data processing activities, please direct them to:
Email: contact@fbarfiling.com
We will make reasonable efforts to respond and address your inquiry in a timely manner.
BY USING OUR SERVICES, YOU HEREBY ACKNOWLEDGE THAT YOU HAVE READ AND UNDERSTOOD THIS PRIVACY POLICY AND AGREE TO ALL ITS TERMS. IF YOU DO NOT AGREE, PLEASE DISCONTINUE USE OF OUR SERVICES IMMEDIATELY.