Privacy Policy

This Privacy Policy describes how FBARFiling.com ("FBARFiling.com," "we," "us," or "our") collects, uses, discloses, stores, and protects information when you access or use FBARFiling.com and any related pages, forms, portals, questionnaires, uploads, communications, tools, and services (collectively, the "Services").

The Site and Services are operated by FILINGS Limited ("FBARFiling.com," "we," "us," or "our"), the legal entity responsible for processing payments.
Email (only): contact@fbarfiling.com

This Privacy Policy is intended to provide notice of our data practices. It does not create contractual promises beyond those expressly stated in our Terms of Service. By accessing or using the Services, you acknowledge this Privacy Policy.

Capitalized terms used but not defined in this Privacy Policy have the meanings given in our Terms of Service. Providing information through the Services is voluntary; however, if you choose not to provide information we request, we may be unable to provide some or all of the Services.

1. Scope

This Privacy Policy applies to information collected through the Services from site visitors, leads, prospective customers, customers, and other individuals who interact with us in connection with the Services.

We are an independent private service provider. We are not a government agency and are not affiliated with, endorsed by, or acting on behalf of FinCEN or any other government authority.

You are responsible for submitting only information and documents you are authorized to provide. If you submit information about another person or entity, you represent that you have authority to do so.

2. Categories of Information We Collect

Depending on how you interact with us, we may collect the following categories of information.

2.1 Contact and Identifier Information

Such as your first and last name, email address, phone number, business name, mailing address, billing address, and similar identifiers.

2.2 Intake, Filer, and Review Information

Such as the information you enter into our intake forms and review workflows, including:

• your legal name and any other names you use,
• Social Security Number or ITIN,
• date of birth,
• mailing address,
• foreign financial account institutions, account numbers, and account types,
• maximum account values during the applicable year,
• selected review years,
• year-by-year filing status selections,
• information about your interest in or signature authority over the accounts,
• confirmation of whether the aggregate value of your foreign financial accounts exceeded $10,000 at any time during the applicable year,
• any joint owners or other persons with an interest in the accounts,
• government notice information,
• add-on selections,
• pricing selections, and
• other facts you provide in connection with the FBAR (FinCEN Form 114), prior-year (back) filing, delinquent-filing support, or related services.

2.3 Document and Submission Information

Such as files you upload or send to us, including PDFs, spreadsheets, screenshots, images, government notices, letters, account statements, prior FBAR filings, and information contained in those files.

Because of the nature of the Services, submitted materials may contain sensitive or high-risk personal or financial information, including your Social Security Number or ITIN, date of birth, foreign financial account details, maximum account values, government notices, and other information you choose to provide.

2.4 Payment and Transaction Information

Payments are processed by third-party payment processors. We may receive transaction-related details such as payment status, transaction ID, billing name, billing address, timestamps, order amount, and limited payment-method details made available by the processor. We do not intentionally store full payment card numbers or CVV codes on our own servers.

2.5 Communications Information

Such as emails, intake submissions, support requests, review notes, attachments, and records of communications with you.

2.6 Active Payment Information

Intake answers remain in memory until you submit your filing. We do not save form drafts or capture abandoned-checkout contacts. When you submit a payment, we retain the information needed to confirm that payment, process your filing, and provide support.

2.7 Device, Log, and Usage Information

Such as IP address, browser type, device type, operating system, approximate location derived from IP address, referring URL, page views, timestamps, clicks, diagnostic information, and security or fraud-prevention signals.

2.8 Cookie and Similar Technology Information

Such as information collected through cookies, pixels, tags, local storage, session storage, or similar technologies used for site operation, fraud prevention, analytics, and related business purposes.

3. Sources of Information

We may collect information from the following sources:

• directly from you;
• from documents or files you submit;
• from your communications with us;
• from payment processors and fraud-prevention providers;
• from analytics, hosting, communications, and security providers;
• from contractors, advisors, or service providers involved in delivering the Services;
• automatically from your device or browser when you use the Services.

4. How We Use Information

We may collect, use, store, review, copy, transmit, and otherwise process information for the following purposes:

• to provide, operate, administer, and improve the Services;
• to power intake flows, year-by-year review flows, pricing flows, and related service logic;
• to review submissions and determine whether and how to process a request;
• to communicate with you about your request, order, status, support issue;
• to process payments and maintain transaction records;
• to engage service providers, contractors, accountants, attorneys, enrolled agents, software vendors, and other operational partners where needed for the Services;
• to detect, investigate, prevent, and respond to fraud, abuse, unauthorized activity, payment risk, security incidents, and legal or compliance issues;
• to maintain records, logs, audit trails, and business documentation;
• to enforce our Terms of Service and other policies;
• to comply with legal obligations, lawful requests, court orders, subpoenas, tax obligations, accounting obligations, and regulatory requirements;
• to protect our rights, property, systems, personnel, customers, and business operations;
• to evaluate, test, secure, troubleshoot, monitor, and improve site performance and user experience; and
• to send marketing or promotional communications where permitted by law, subject to any opt-out rights you may have.

We may also use information in aggregated or de-identified form where permitted by law.

5. How We Disclose Information

We do not disclose personal information except as described in this Privacy Policy, as directed by you, or as otherwise permitted or required by law.

We may disclose information to the following categories of recipients.

5.1 Service Providers and Processors

Including providers of hosting, cloud storage, analytics, fraud prevention, payment processing, document tools, communications, customer-support tools, security, and similar infrastructure.

5.2 Operational and Professional Partners

Including contractors, consultants, accountants, attorneys, enrolled agents, subcontractors, document-review providers, and other vendors involved in reviewing, supporting, processing, preparing, transmitting, or administering your request.

5.3 Legal, Compliance, and Safety Recipients

If we believe disclosure is necessary or appropriate to comply with law, legal process, or lawful requests; enforce our agreements; detect or prevent fraud or abuse; respond to security incidents; collect amounts owed; or protect rights, safety, and property.

5.4 Corporate Transaction Recipients

In connection with an actual or proposed merger, acquisition, financing, due diligence process, reorganization, bankruptcy, receivership, sale of assets, or transition of service operations.

5.5 Other Disclosures Directed by You

We may disclose information to other parties when you instruct us to do so or when you otherwise consent.

6. Cookies and Similar Technologies

We may use cookies and similar technologies for the following purposes:

• operating and securing the Services;
• maintaining session integrity;
• remembering preferences;
• preventing abuse and detecting fraud;
• measuring traffic and performance;
• troubleshooting and analytics.

You may be able to control cookies through your browser settings, but some parts of the Services may not function properly if cookies, local storage, or similar technologies are limited or disabled.

We do not sell personal information, and we do not share personal information for cross-context behavioral advertising or targeted advertising.

If applicable law grants you the right to opt out of sale, sharing, or targeted advertising, you may exercise that right by emailing contact@fbarfiling.com with the subject line Privacy Request.

Because there is no common industry standard for recognizing browser "Do Not Track" signals, we do not currently respond to them. We will honor recognized opt-out preference signals to the extent required by applicable law.

7. Sensitive Information

Because users may submit tax, organizational, financial, and identity-related records, we may process sensitive or high-risk information to the extent reasonably necessary to provide the Services, verify submissions, prevent fraud, comply with law, and protect our operations.

We ask that you do not submit information or documents that are not reasonably necessary for your request.

We do not use sensitive personal information to infer characteristics about you except as inherent in reviewing the materials or requests you voluntarily submit.

8. Retention

We keep information only as long as we need it for the purposes described in this Privacy Policy. How long depends on the category of information:

• Filing records. When we prepare an FBAR for filing, we keep the report exactly as prepared, your signed FinCEN Form 114a authorization, and FinCEN's acknowledgment of the filing once we receive it. FinCEN's instructions for Form 114a direct the preparer to keep the authorization and the filing for five years. We keep these records for at least five years from the latest of the date we prepare your report, the date we file it, and its extended due date, and we delete them automatically after that period ends.
• Intake answers and uploaded documents. We use your intake answers and any documents you upload to prepare your report. After FinCEN accepts your report, we delete the working copy of your intake answers and the documents you uploaded, and the uploaded files are permanently removed from our storage after a 90-day recovery period. The filing records described above are kept. If FinCEN reports a problem that requires a corrected report, we keep your intake until the correction is accepted.
• Cancelled orders. If you cancel before we prepare your report for filing and receive a full refund, we delete your intake answers, uploaded documents, and Form 114a authorization once the refund is confirmed.
• Order, payment, and communication records. We keep your name, email address, order and payment history (including the BSA identifier FinCEN assigned to your filing), and correspondence with us for as long as needed for accounting, tax, fraud-prevention, dispute, and customer-support purposes.
• Technical records. We keep logs, device data, and security records for as long as needed for performance, troubleshooting, abuse-prevention, and security purposes.

We may keep specific records longer when a legal hold applies, for example during a government examination, a dispute, or in response to a legal request. Deleted information may remain in routine system backups for a limited time before it is overwritten.

9. Security

We use administrative, technical, organizational, and physical safeguards designed to protect information appropriate to the nature of the data and the risks involved. These measures may include access controls, credential management, vendor controls, monitoring, encryption in transit where supported, and other security practices we consider appropriate under the circumstances.

However, no method of transmission, storage, or processing is fully secure, and we do not guarantee absolute security. You provide information and use the Services at your own risk.

10. International Users and Cross-Border Transfers

The Services are operated from the United States and may be supported by service providers in other jurisdictions. If you access the Services from outside the United States, you understand that your information may be transferred to, processed in, and stored in the United States or other jurisdictions whose laws may differ from those of your location.

Where applicable law requires transfer safeguards, we may use measures we consider appropriate under the circumstances.

11. Children's Privacy

The Services are not directed to children under 18, and we do not knowingly collect personal information directly from children for independent use of the Services. If you believe a child has provided personal information to us improperly, email contact@fbarfiling.com.

12. Your Privacy Rights

Depending on where you live and subject to applicable law, exemptions, and verification requirements, you may have the right to:

• know or access certain personal information we have collected about you;
• request correction of inaccurate personal information;
• request deletion of certain personal information;
• request a portable copy of certain personal information;
• opt out of sale, sharing, or targeted advertising, where applicable;
• limit certain uses of sensitive personal information, where applicable;
• opt out of marketing communications.

To submit a privacy request, email contact@fbarfiling.com with the subject line Privacy Request.

Deletion requests have one important limit. Once we have filed an FBAR for you, we cannot delete the filing records described in Section 8 (the report as filed, your Form 114a authorization, and FinCEN's acknowledgment) before their retention period ends, because we keep them to meet recordkeeping requirements and to establish or defend legal claims. We can delete other information that we are not required to keep. If we cannot delete some of your information, we will explain why in our response.

We may require you to provide information sufficient to verify your identity and authority before acting on a request. We may deny requests where permitted by law, including where we cannot verify the request, where an exemption applies, where the request is manifestly unfounded or excessive, or where retention is permitted for legal, compliance, security, fraud-prevention, dispute, or operational reasons.

You may use an authorized agent where permitted by law, but we may require proof of authorization and independent identity verification.

Appeals

If we deny your request in whole or in part and applicable law gives you a right to appeal, you may appeal by replying to our denial email or emailing contact@fbarfiling.com with the subject line Privacy Appeal within thirty (30) days of the denial. We may require information needed to identify the original request and verify the appeal.

13. Marketing Communications

If we send promotional or marketing emails, you may opt out by using the unsubscribe mechanism in the message or by emailing contact@fbarfiling.com. Even if you opt out of marketing communications, we may still send transactional, operational, legal, security, or service-related communications.

14. Third-Party Sites and Services

The Services may contain links to third-party websites, tools, or services. We are not responsible for the privacy, security, or content practices of third parties. Their handling of your information is governed by their own terms and privacy policies.

15. Changes to This Privacy Policy

We may update this Privacy Policy from time to time. Changes become effective when posted unless a different effective date is stated. Your continued use of the Services after the effective date of an updated Privacy Policy constitutes your acknowledgment of the revised Policy.

16. Contact

FBARFiling.com
Email (only): contact@fbarfiling.com